# Pruff Financing | Factoring, confirming, leasing and loans > Software for factoring and lending: origination, risk engine, contracts, disbursement, collections and bank reconciliation, traceable end to end. Source: https://pruff.com/en/financing/ Pruff Financing · For lenders # The operating core of your lending business. End to end. Originate, evaluate, formalize, disburse, collect and reconcile on a single architecture. Seven connected stages and one file per operation — without building technology from scratch. Request a demo See the full cycle 30 min The cycle ## The full cycle of your financial product. Seven stages, one file. 01 Origination 02 Onboarding 03 Risk 04 Funds 05 Collections 06 Reporting 07 Reconciliation Stage 01 · Origination ### A CRM built for credit, not a generic one Pruff includes your sales team's CRM: leads, companies, contacts, tasks and a pipeline per product. And because it lives in the same system where the credit is later operated, every opportunity arrives with the consolidated report on the client and its debtor already assembled. Pipeline per product Leads and rep assignment Tasks and follow-ups Quotes Automatic consolidated report Tax · Treasury · Bureaus · E-invoicing Stage 02 · Onboarding and contracts ### Contracts and digital signatures inside the flow The master agreement, its annexes and mandates are generated from the operation and signed with advanced electronic signature. Pruff keeps the repository of active contracts, their expiry dates and the signature log — while validating identity, powers of attorney and compliance lists. Contract generation Advanced e-signature Annexes and mandates Repository and expiry tracking Identity and authority validation PEP and sanctions lists Stage 03 · Risk assessment ### Your credit policy, automated and auditable You configure your rules from the panel — scoring, exposure limits, alerts, compliance checks — and the engine applies them 24/7 across the whole portfolio. Every trigger keeps its rationale. No-code rules Explainable score per variable Exposure limits Backtest against your history Stage 04 · Funds ### Quote with several funds from the same operation You publish an operation or a full schedule and the connected funds quote on the information already loaded. You compare terms, allocate the funding, and from there the fund follows the portfolio in real time — no spreadsheets, no email chains. Operation schedules Multi-fund quoting Terms comparison Funding allocation Portfolio assignment or purchase Information shared in real time Stage 05 · Collections ### Configure the flow and collections run themselves You define the flow once — what goes out, on which channel, how many days before or after the due date and when it escalates — and Pruff runs it operation by operation. Different flows per product, arrears bracket or client type, with nothing to ask from development. Configurable flows Automated reminders Automatic escalation Debtor portal Stage 06 · Reporting ### Reports come out of the operation, not a spreadsheet Origination volume, portfolio, arrears, profitability per product and exposure per debtor are built from the information already in the flow. Your team builds its views and shares them with the committee, auditors and the funds financing the portfolio — with nothing consolidated by hand again. Portfolio and origination volume Arrears by bracket Profitability per product Exposure per debtor Export to Excel and ERP Automatic delivery to funds Stage 07 · Bank reconciliation ### The bank statement reconciles itself Every bank movement is matched automatically against the operation that originated it: disbursements, credits, partial payments and fees. What doesn't match is flagged for review, not buried in a spreadsheet. Automated bank statement Matched against the operation Open items Export to your ERP Products ## The products you can run on Financing Factoring Invoice advance with electronic assignment and tax-document validation. Confirming Early supplier payment, with the risk taken on the buyer. Credit lines Revolving, secured or unsecured, for working capital. Installment loans Fixed-term amortizing, with payment schedule and linked collections. Leasing Vehicles, machinery and industrial equipment, with a purchase option. Each product is configured from the panel: terms, rates, collateral, risk rules and collection schedule. Without going through the development queue. Connection with funds ## Your funders connected to the operation, in real time. The hardest part of growing isn't always origination: it's getting capital there on time. On Pruff, the funds financing your portfolio are connected to the same operation you manage. No spreadsheets to send, no waiting for next month's review. They quote in real time You publish the operation or schedule and the fund responds with its terms on the information already loaded — no reprocessing, no re-requesting documents. They receive the information automatically Portfolio, payments, arrears and exposure update themselves on the fund's side. Your team stops assembling a report for each funder. More capital, less friction With the same information in view, funding decisions take less time and you can work with more than one capital source without multiplying admin work. ## Tell us what you need to originate. We'll show you how to launch it on Pruff in weeks, not quarters — and if it doesn't fit, we'll tell you that too. Request a demo Talk to sales 30 min Email Company Contact phone Country Chile Peru Colombia Mexico Other How can Pruff help you?